Our Commercial Auto product provides coverage for a car, truck or SUV that is owned or leased by a business. The policy provides:
- Property Coverage, which pays for damage to or theft of your business vehicle;
- Liability Coverage, which covers your legal responsibility to others for bodily injury or property damage;
- Medical Coverage (in certain states), which pays for treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.
Our Commercial Auto policy is tailored to meet the needs of businesses like yours. Whether your vehicle is owned, leased, hired or borrowed, we can insure:
- Delivery Vans;
- Refrigerated Vehicles;
- Utility Trucks;
- Funeral Vehicle;
- Vehicles used for businesses, such as retail stores, florists, funeral homes, artisan contractors, landscaping, wholesale, farming or others.
Premium discounts may be available for multiple vehicles, multiple policies or even good driving experience. Of course, certain coverage options or discounts vary by location, vehicle type and business use. Your agent will be able to tell you more about these options. Let us partner with you to customize a solution that fits the needs of your business. For added coverage, we have a Premier Endorsement that provides an extra layer of protection for things, such as audio/visual/electronic equipment, glass repair, rental reimbursement and additional transportation expense, towing and labor, to name a few.
We’ve built in protection in case of vandalism, hail, fire or other events that could upset the pace of your business without proper insurance. If you do need to file a claim, we will go the extra mile to assist you and your employees in returning the vehicle to work. We have 24-hour claims service available so you get prompt service and a prompt payment for the damages.
Often, Commercial Auto policies are coupled with one or more of our comprehensive and competitive Businessowners and Businessowners policies. By insuring your greatest assets and liabilities together with us, we provide excellent protection for your business.
This exhibit contains only a general description of coverages and is not a statement of contract. All coverages will be subject to the exclusions and conditions printed in the policy.