An Umbrella policy provides excess liability insurance coverage over and above what is covered by basic home or auto insurance. It's like an extra layer of protection for you and your family against potentially devastating liability claims.
There are a few factors which may help you decide whether or not you need this extra protection; for example, you may want an Umbrella policy if you:
- Have a long commute to work.
- Drive during rush hour traffic, when drivers are more likely to get into an accident.
- Have a swimming pool at home.
- Own a dog.
- Own watercraft or other recreational vehicles.
Our Umbrella insurance can provide $1,000,000 (or more) worth of peace of mind. That's right! You can get a $1,000,000 Umbrella policy for about $125.00/annually.
While it is impossible to predict whether you might be involved in a lawsuit resulting from a car accident or an accident may occur on your property, you can protect yourself against a devastating financial loss from these unforeseen events with an Umbrella policy.