Our Atlanta office is working shortened hours. Click here for more details.
Policyholders affected by Hurricane Harvey - Click here
Illinois Policyholders Affected by Recent Severe Weather - Click here
We are working closely with our agency partners to help those affected by the recent severe weather in Christian County. Additionally, the Illinois Department of Insurance has issued guidelines governing the treatment of all consumers affected by this disaster, and we are implementing those and other measures to assist our policyholders in this difficult time.

Our policyholders may contact us with any questions or concerns at 1-800-877-3579 as our staff is ready to help! The Department of Insurance is also available to assist with any complaints regarding disaster-related disputes or issues by calling their toll-free complaint hotline at 1-866-445-5364 or by filing a complaint online at https://mc.insurance.illinois.gov/messagecenter.nsf.
We are experiencing temporary website issues this morning. Please revisit our website in 30 minutes to login to your agency or policyholder portal.
Our website will be down from Friday evening to Saturday evening. We appreciate your patience!
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Your Agent Advantage

Being a mutual company starts with doing the right thing. We have the flexibility to be able to focus on our policyholder’s needs first – not shareholders – while building our financial strength as a company. The more financially stable our company is, after all, the more confident our clients can be when doing business with us. We are an A- “Excellent” rated company with AM Best, a global credit rating agency with a focus on the insurance industry.



Maximizing Value

Because we don’t have shareholders, we can better focus on the changing needs of our policyholders. Over our 140 year history, we’ve seen continued customer loyalty. In fact, all policyholders are invited to attend an annual policyholders’ meeting to learn first-hand about the company’s financial and operational results.


Carefully Managing Expenses

Vigorous cost management has long been a hallmark of our company and a key advantage in the marketplace. These savings help keep our rates competitive.


Excellent Customer Satisfaction

Our claims satisfaction rate of 98% tells us we’re doing something right! Just read what our policyholders write to us after their claims experiences (click here).


Contact your local agent
Contact your local agent today to find out how our policies can meet the unique needs of your business.

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