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Personal Auto

We offer personal auto insurance coverage to protect your vehicle. Whether you own a car, truck, motor home or one of each, our broad personal automobile insurance coverage will give you peace of mind. What Can We Insure?We offer liability and physical damage coverage for all kinds of vehicles:

  • Personal Autos
  • Recreational Trailers
  • Motor Homes
  • Classic/Antique Cars
  • Camper Bodies

Just ask your agent for more details on our specific lines of coverage. One And DoneWe like to keep things simple when it comes to great coverage. We offer 24/7 Roadside Assistance, which means there’s someone you can call if you get locked out of your car, need a flat tire repaired, towing, or even if you need an emergency gallon of gas delivered. We can also include costs for rental cars, your vehicle’s manufactured parts for replacement (OEM) coverage, and trip interruption. In some cases, we’ll even pay the difference between what you owe and what your car’s worth in the event of a total loss with our GAP coverage option. Affordable CoverageWe can adjust your or your family’s auto policy with fair, affordable rates based on each driver’s experience. This means we don’t penalize multiple insured vehicles for the accidents of just one driver. Every driver needs quality insurance, and we can put together a policy at a good price for your family, including youthful operators! We Insure Peace Of Mind®, which means you can rely on our coverage if you’re in an accident. Our claims satisfaction rate is consistently 96% and all claims are adjusted quickly by an experienced, friendly claims staff person. Bodily Injury LiabilityJust in case you need it, this coverage protects you and your family financially if you are sued by someone injured in an accident in which you were involved. It will pay legal and court costs, as well as damages awarded up to the limits written on your policy. Property DamageOur policy covers damages to the property of others caused by collision with your car. We offer many levels of protection to best serve your needs. Uninsured & Underinsured MotoristsThis coverage is a must-have if you or a family member is in a wreck or injured by a motorist who has inadequate insurance protection or no valid insurance. We’ll make sure you’re protected even if it’s not your fault.

  • Uninsured Motorist covers your bodily injuries and those of your passengers if you are hit by an uninsured driver or a hit-and-run driver who is responsible for the accident.
  • Underinsured Motorist pays for damages when a covered person is injured and the person at fault for the accident does not have enough liability insurance.

Comprehensive / CollisionWe know these go together because we’re experts, but you have options. For example, if you need coverage for theft, vandalism, fire, falling objects, damage done to your car by animals and natural disasters then comprehensive coverage is right for you. Likewise, Collision Coverage is needed if your vehicle hits or is hit by another vehicle or another object. You can have comprehensive coverage without collision coverage, but you’ll need both if you want collision, as well as the option to purchase Roadside Assistance coverage. Do you qualify for one or more of our Premium Discounts* below?

    • Multi-Car
    • Good Student
    • Paid In Full
    • Claim Free
    • Defensive Driving
    • Student Away At School
    • Homeownership
    • Anti-lock Brakes (ABS)
    • Anti-Theft Device
    • Driver Training
    • Renewal Credits

(Click here for a definition of Auto Insurance Premium.)  

      Even with this great coverage, you can choose an option with a deductible that is reasonable for you and your lifestyle. Share this list with your independent insurance agent to discuss the premium discounts you may qualify for.

 *May not be available in all states.  This exhibit contains only a general description of coverages and is not a statement of contract. All coverages will be subject to the exclusions and conditions printed in the policy.

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Contact your local agent today to find out how our policies
can meet the unique needs of your business.

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